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"Long Term Disabilty Insurance? That's Just For Senior Citizens, Right?" |
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Not Exactly ... Here are the facts:
- 40% of the roughly 12.8 million Americans that need assistance with every day activities are working age adults between 18 and 64.
- 1 in 3 workers will lose his or her ability to work due to a disability for 90 days or more before age 65.
- 1 in 7 workers will be unable to work due to a disability for at least 5 years!!
- If your employer is paying the premium on your group disability insurance, 100% of the benefits are subject to income tax.
You're Healthy Today ... But What About Tomorrow?
What if you or your spouse became physically or mentally incapacitated? Who would the caregiver be? How would you make up for the lost income? Long term care could be required, including in-home custodial care or a long term care facility.
"The Longer You Wait..."
The cost of acquiring long term disability insurance increases with every year we age. Just qualifying for long term care coverage can become a problem. Click here for additional information regarding costs and qualifying requirements.
At Insure Your Future, We Can Help
The experts at Insure Your Future will perform a detailed, professional analysis of your current situation and identify your financial exposure in the event you should need Long-Term Care.
The Insure Your Future team specializes in providing cost-effective options for Disability Insurance, Life Insurance and Health Insurance to create a portfolio of coverage designed specifically to fit your needs.
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